Share your game-day reasoning
Discuss a matchup, explain your pick, and ask other fans for their perspective.
Different platforms bring different picks and perspectives. FinnBets Social brings the people and conversations together. Discuss sports picks, prediction markets, and financial ideas, share screenshots or results, and hear what others think.
FinnBets Social is independent and is not affiliated with, sponsored by, or endorsed by the platforms named above. User posts and claimed results are not automatically verified. No bets or trades are placed on FinnBets.
These are examples of post formats, not actual member posts or verified results.
Discuss a matchup, explain your pick, and ask other fans for their perspective.
Post a ticker, share a thesis, and discuss risks with other members.
Follow members, reply to posts, and connect through private messages.
Public community posts appear here. Older posts remain members-only unless their authors choose otherwise.
Checking for public community posts…
Have a perspective to share? Join FinnBets free and start a conversation.
Effective and last updated: October 26, 2026
FinnBets Social ("FinnBets," "we," "us," or "our") is operated by FinnBets LLC, a South Carolina limited liability company. By accessing or using FinnBets, you agree to these Terms of Use and our Privacy Notice. If you do not agree, do not use the service. These Terms apply to visitors, members, subscribers and creators.
You must be at least 18 years old to create an account or use member-only features, and you must comply with laws that apply to you. The age confirmation at registration is self-attestation, not government-ID verification. Provide accurate account information, safeguard your login credentials, and notify us about suspected unauthorized access. You are responsible for activity using your account, subject to applicable law.
FinnBets hosts social profiles, member posts, sports predictions and picks, investing-related opinions, comments, reactions, following, polls, community chat, direct messages, and—where enabled—creator pages and paid subscriber-only discussions. Parts of the community are viewable by visitors without logging in; posting and interacting generally require an account. Specific features, eligibility and access may change or be unavailable.
FinnBets is not a sportsbook, gambling operator, broker, investment adviser, exchange, custodian or payment wagering service. We do not take bets, arrange or settle wagers, hold user funds for betting or trading, execute trades, or promise outcomes or profits. Payments for creator content and voluntary support are separate from wagering and are processed by third-party payment providers. Picks, screenshots, claimed records, creator analyses and other member statements are user opinions; they are not independently verified unless we expressly say a specific item has been verified. Nothing on the platform is personalized betting, financial, investment, legal or tax advice. You are responsible for independent decisions and legal compliance.
Do not use the service for illegal wagering or financial activity, fraud, scams, manipulated or fabricated performance claims, impersonation, harassment, threats, hateful or abusive content, doxxing, spam, malware, privacy violations, copyright infringement, unlawful financial promotions, or guarantees of betting or investing returns. Do not share another person's private information without permission. Do not arrange, solicit, pool, collect or settle real-money wagers through posts, comments, chat or direct messages, even where gambling is otherwise lawful. Do not sell “guaranteed locks,” guaranteed profits or fabricated winning records. Comply with our Community Guidelines. We may review reports, restrict content, limit access, suspend accounts or remove material to protect users or comply with law. We do not promise to review every submission or monitor all communications.
You retain ownership of content you lawfully submit. You grant FinnBets a nonexclusive, worldwide, royalty-free license to host, store, reproduce, format and display that content to operate, secure and improve the service consistent with your chosen visibility settings. This license permits us to display public posts to visitors and members, and restricted content only as described by its access settings and our Privacy Policy. It does not transfer your ownership or authorize advertising with your private messages. The license ends when content is removed from our active systems, except for reasonable backup retention, legal preservation and copies others have lawfully shared. You confirm you have the rights required to post your content. Public posts, display names, profiles, comments and some public chat activity may be visible to anyone, including visitors and people who capture or reshare them. Member-only posts and direct messages are access-restricted but are not guaranteed to remain confidential; direct messages are not end-to-end encrypted. Do not send passwords, payment credentials, private keys or sensitive financial information in chats or posts.
Creators are independent members, not FinnBets employees or financial advisers. Creator applications, pricing and subscriptions are subject to review and feature availability. If creator subscriptions are offered, paid access may include creator-only chat, forums or other benefits described on the applicable creator page. Access is granted only after confirmed payment and while the subscription is eligible and active; we may suspend access for failed payments, refunds, disputes, violations or creator unavailability.
Where FinnBets' Stripe creator subscription program is enabled, the currently configured allocation of the gross subscription amount is 80% to the creator and 20% retained by FinnBets, before payment processing costs, taxes, refunds, reversals, chargebacks or other applicable fees. Actual net proceeds can differ. Creators may be required to complete Stripe identity, tax and payout verification and accept Stripe's applicable terms. No creator payout amount or schedule is guaranteed. The existence of a creator page does not mean Stripe payment, checkout or payouts are currently enabled for that creator.
Where paid subscriptions are offered, the subscription price, billing interval and any required checkout disclosures appear before you authorize payment. By purchasing, you authorize recurring charges through the payment processor until cancellation. Subscriptions generally renew at the stated interval unless canceled. You can manage or cancel eligible Stripe subscriptions through the billing-management link provided in the service or contact us for assistance. Cancellation generally stops future renewals; any remaining access is subject to the creator offer, payment status and applicable law. Closing a FinnBets account is not a substitute for resolving a failed or pending billing cancellation.
Refunds, adjustments and disputes are considered under applicable law, the terms disclosed at checkout and the circumstances of the transaction; refunds are not automatically guaranteed for an unused portion of a billing period. Contact us if purchased access was not delivered or a charge appears incorrect. We may revise prices or fees prospectively with any notice or consent required by law. Payments are processed by Stripe where this program is available; Stripe's payment and connected-account terms also apply.
Optional Venmo support contributions: FinnBets may display a Venmo QR code for voluntary support of FinnBets LLC. Contributions are optional, are not tax-deductible charitable donations, and do not buy ownership, investments, subscriptions, preferred treatment, prizes or other member privileges. Venmo processes those transfers under its terms; no contribution is required to use free FinnBets community features.
You can request or initiate account deletion through available account controls. For security, the service may verify your identity and confirm cancellation of recurring Stripe subscriptions before completing deletion. Creator accounts with paying subscribers, unresolved legacy billing arrangements or other outstanding payment matters may need support-assisted closure. We may retain limited records where required for taxes, payment disputes, fraud prevention, legal compliance or operational backups, as further described in our Privacy Notice. We can discontinue the service or restrict access consistent with applicable law.
FinnBets may embed sports scores and schedules from SportBusy and informational market widgets from TradingView, and use third-party hosting, authentication and payment services. Third-party information may be delayed, incomplete or unavailable and is subject to the provider's terms and privacy practices. FinnBets does not endorse, sponsor or claim affiliation with sports leagues, brokers, prediction markets or other third parties unless expressly stated. Displayed prices and scores are not instructions to place a wager or trade.
The FinnBets name, branding, software and platform design belong to FinnBets LLC or its licensors, except for member content and third-party materials. Do not copy or misuse them without authorization. The service is provided as available and may contain errors, interruptions, or security risks. To the extent permitted by applicable law, we disclaim implied warranties and liability for indirect or consequential damages, including losses arising from members' predictions, trading or gambling decisions. To the extent permitted by law, FinnBets LLC’s aggregate liability arising from the service is limited to the greater of $100 or the amounts you paid FinnBets for the service during the 12 months before the event giving rise to the claim. These limitations do not apply to fraud, willful misconduct, gross negligence, or liability or consumer rights that cannot lawfully be excluded.
We may update these Terms as the product changes, posting a revised effective date and providing additional notice or requesting consent when required. South Carolina law governs these Terms without regard to conflict-of-law rules, except where mandatory consumer-protection law provides otherwise. Subject to nonwaivable rights and jurisdictional requirements, disputes will be brought in the state courts in Spartanburg County, South Carolina, or the federal courts having jurisdiction over Spartanburg County, and the parties consent to that jurisdiction and venue. For billing, content reports, legal or account questions, email justinpeterson@finnbets.company. Please do not email passwords or sensitive payment information.
Our Community Guidelines, Disclaimer & Responsible Gaming Notice and Copyright / DMCA Policy describe additional rules and reporting procedures. Our Privacy Policy explains data handling. Badges, follower counts and Insights reports do not certify a member’s identity, expertise, profitability or claims.
FinnBetsAI offers optional AI-generated conversation, explanations, code and draft content. It is free during the current release stage, with daily limits and a shared monthly allowance; availability may pause when limits are reached. Outputs can be incorrect, incomplete or out of date. FinnBetsAI has no live web, sports or market data in this release and does not place wagers, execute trades, publish posts or verify member performance. Review outputs independently, test generated code, and do not treat replies as personalized financial, investment, legal, tax or betting advice. Messages you submit are processed by OpenAI as described in the Privacy Policy. Future pricing changes will be announced before any charge; use of this free feature does not create a paid subscription.
Effective and last updated: October 26, 2026
FinnBets Social is operated by FinnBets LLC, South Carolina, United States. This notice describes how we collect, use, disclose and retain information when people visit or use finnbets.app and related FinnBets Social features. For privacy questions, contact justinpeterson@finnbets.company.
Account and profile: email address, account identifiers, login/authentication records, username and display name, profile and cover images, bio, and information you choose to add to your profile.
Community activity: posts, text, photos and videos you upload, predictions and polls, comments, reactions, following and other connections, public chat activity, direct messages, creator applications, subscription-only interactions, moderation reports and blocked or muted account records.
Payments and creator onboarding (when used): creator plan details, subscription amounts and status, transaction and billing identifiers, subscription-entitlement information, and records needed for payment support. Stripe handles payment processing and may collect card, bank, identity, tax or payout-verification details under its own privacy terms. FinnBets receives payment status and related limited billing information; we do not need your full card number to provide subscription access.
Optional support contributions: If you voluntarily send money to FinnBets LLC using the Venmo QR code, Venmo processes the transaction under its Privacy Statement. FinnBets may receive the sender information, memo, amount and transaction record Venmo shares with recipients and use those details for bookkeeping, fraud prevention and support. Contributions do not link your Venmo account to your FinnBets profile automatically.
Technical information: IP address, browser/device type, approximate region derived from technical data, referral and page-usage information, error and security logs, and browser storage or cookies needed for sign-in, preferences, performance and abuse prevention. We may also receive communications you send to support.
We use information to authenticate members, operate accounts and profiles, publish community activity according to visibility settings, deliver messages and notifications, manage polls and subscriptions, process payments and creator access, provide support, investigate abuse, enforce community rules, maintain security, troubleshoot errors, improve performance and comply with legal obligations. Where required, we seek consent for particular processing or cookies.
Public-facing profile information, public posts, selected comments, member names and public community chat may be visible to nonmembers as well as signed-in members. Other activity may be limited to signed-in members, followers or paying subscribers based on the particular feature and its access rules. Other people may capture or share information you make public. Direct messages are stored in Supabase with Row Level Security (RLS) and are NOT end-to-end encrypted. RLS limits ordinary account access to authorized participants; it is not end-to-end encryption. Access controls restrict ordinary member access, but authorized service personnel or providers may access data where necessary for support, security, legal requests or abuse investigations. Do not share passwords, seed phrases, private keys, full payment-card details or other secrets in messages or posts.
We use Supabase for authentication, database and file storage; Vercel for website hosting and delivery; and Stripe for creator payments and payout onboarding where available. These services process information as needed to provide their functions under their respective terms and privacy policies. We may disclose relevant information to service providers, professional advisers or authorities when necessary for service operation, fraud prevention, payment disputes, valid legal obligations or protecting people's rights.
Sports widgets: Where you load our SportBusy scores or schedules, SportBusy may receive your IP address, device/usage information and cookies or similar identifiers. See the SportBusy Privacy Policy. Closing or hiding the sports view stops loading that view, though information already collected by a provider may remain under its policy.
Market widgets: Where TradingView displays are loaded, TradingView may receive your IP address, displayed symbol, embedded page information and device/usage data, and may use cookies. See the TradingView Privacy Policy. Use the site's Hide prices option to unload those market displays where available. We do not intentionally supply your FinnBets password, authentication token or direct-message content to these embeds.
Tennis widgets: SportScore receives IP address and device information when its tennis embed loads. Its own privacy practices apply. Email: authentication and support email delivery services process addresses, message content and delivery information needed to verify accounts, reset passwords and answer requests. FinnBets Insights: we summarize platform activity, such as posts, reactions, followers and creator activity, for member/creator reports and restricted administrator reports. These are community activity summaries, not verified betting or brokerage performance.
Essential browser storage supports sign-in, security, interface preferences and your consent choice. Optional Vercel usage/performance analytics and third-party SportBusy, SportScore and TradingView embeds are disabled until you allow optional services. Choose “Essential only” to decline them or “Allow optional” to enable them; use “Cookie settings” in the footer to change your choice. Changing to essential-only reloads the page to stop optional scripts and embeds. Providers may retain information already received; withdrawing consent does not undo past lawful processing. Your choice is saved in this browser for up to six months. Browser settings can further restrict storage. Global Privacy Control causes optional services to remain disabled in that browser.
We keep information for as long as reasonably needed to operate the service, secure accounts, meet legitimate support or moderation needs, and satisfy legal, accounting and payment obligations. When an eligible member deletes an account, we remove or disassociate active-service account data as supported by our systems. Deletion may require password verification and confirmed cancellation of ongoing billing; creators with active paid members or legacy billing issues may need assistance. Some payment, audit, abuse-prevention, legally mandated and backup records can remain for limited periods. Copies made by other users and data held by third parties may not be removable by FinnBets.
You can review and edit certain account/profile information, adjust available privacy or visibility settings, block or mute members, remove eligible posts, and request account deletion through the profile controls. You may also email justinpeterson@finnbets.company to request access, correction, deletion or other rights available under applicable law. We may verify the request, ask for enough information to locate an account, and explain where an exception applies. Billing cancellation and account deletion are separate steps when outstanding payment obligations exist.
We use access controls and service-provider security measures designed to protect data; no service can guarantee perfect security. Direct messages are not end-to-end encrypted. FinnBets accounts and member features are intended for people 18 or older. If you believe an underage person's information was submitted, contact us for review. We may update this notice as services, providers or laws change, showing the new effective date and giving additional notice or asking permission where required.
Where the CCPA/CPRA applies to FinnBets and your request, California residents may request access to categories and specific pieces of personal information, correction, deletion, information about disclosures, opt out of sale or sharing for cross-context behavioral advertising, and limit qualifying uses of sensitive personal information. You may use an authorized agent, subject to legally permitted verification. We will not unlawfully discriminate for exercising these rights. The categories, sources, purposes and recipients are described above; we retain each category only as reasonably needed for those purposes.
FinnBets does not sell member account records for money. Third-party embeds may process identifiers under their own practices; our optional-service controls block those embeds unless allowed and honor Global Privacy Control by keeping optional services disabled. You can submit sale/sharing or sensitive-information requests to justinpeterson@finnbets.company. Rights and exceptions depend on applicable law; this notice does not assert that FinnBets meets every CCPA applicability threshold.
Where the GDPR or UK GDPR applies, FinnBets LLC is the controller for its platform processing. Our legal bases, as applicable, are contract necessity for accounts, messages and subscriptions; legitimate interests in security, moderation, support and service improvement balanced against your rights; legal obligations for required records; and consent for optional services where required. You may request access, correction, erasure, restriction, data portability, object to processing based on legitimate interests, object to direct marketing, and withdraw consent without affecting earlier lawful processing. You may complain to your local data protection supervisory authority.
We and our providers may process data in the United States and other countries with different privacy protections. Where legally required, transfers require an applicable adequacy decision or appropriate safeguards, such as standard contractual clauses. Contact us for information about the arrangements applicable to your data. We do not use community badges or Insights to make decisions producing legal or similarly significant effects solely through automated processing.
Use You / Profile → Delete account, or email justinpeterson@finnbets.company with “Privacy request” and your request type. Include the email associated with your account; never send your password or identity documents unless we request necessary information through an appropriate secure process. We may verify identity and agent authority proportionately. If self-service deletion is blocked by billing or creator obligations, email us for assisted processing; that does not remove applicable privacy rights. We respond within the period required by applicable law and explain lawful extensions or exceptions. You may ask us to reconsider a denial and use applicable regulator complaint rights.
FinnBetsAI is an optional conversational feature powered by OpenAI. When you send a message, that message and a limited amount of recent conversation context are sent to OpenAI to generate a reply. FinnBetsAI does not automatically read community posts, direct messages, subscriber content or payment records. The API key is kept on the server, and requests ask OpenAI not to store the completion as an API application object; provider processing and retention remain subject to OpenAI’s terms and data policies.
If you enable “Save chats to my account,” recent conversation messages and their title, mode and update time are stored in Supabase. Row Level Security restricts ordinary member access to the owning account; authorized service personnel or providers may access information where necessary for service operation, security or legal obligations. Chats are not end-to-end encrypted. You can disable saving for new messages and delete a saved conversation using its delete control. Disabling saving does not delete conversations already saved. Account deletion removes chats linked to that account, subject to applicable backups and retention described in this notice. Request counts and conservative budget reservations may be retained for service limits, abuse prevention and cost controls. Do not send credentials or other sensitive information to FinnBetsAI.
Effective: October 25, 2026
These rules apply to profiles, posts, comments, public chat, creator spaces and direct messages. FinnBets is an 18+ social community.
Do not accept, arrange, solicit, pool or settle real-money wagers on FinnBets, including in DMs. Do not collect stakes, offer escrow, run betting pools or ask members to send money for a wager. Creator subscriptions buy described content or community access, never a wager, payout or promised result. No guaranteed locks, risk-free bets, guaranteed profits, fabricated receipts, manipulated records or promises to recover losses.
No harassment, threats, hate, sexual exploitation, doxxing, impersonation, scams, spam, malware or illegal activity. Do not post another person’s address, contact details, financial information or private conversations without permission. Do not request passwords, seed phrases or private keys. Do not evade blocks or moderation restrictions.
Share only material you own or have permission or another lawful basis to use. Crop or redact names, account numbers, ticket barcodes, balances, payment details and other private information. Never expose login credentials. Clearly label paper trades, hypothetical picks, edits and self-reported results. Do not alter screenshots to misrepresent performance, imply independent verification or omit losses to create a deceptive record. Screenshots do not establish verified wins, ownership of a wager or payment of winnings.
Explain your reasoning and uncertainty. Disclose material sponsorship, affiliate and other commercial relationships clearly beside the relevant recommendation or link. For example, when true: “Ad — I earn a commission if you sign up through this link.” A profile disclosure or policy link alone is not enough. Do not impersonate an adviser or claim FinnBets endorses you. Follow applicable law and the rights of data and content providers.
Use Report in a post or comment menu, and Block or Mute where available. For DMs, other content, a failed report, or an appeal, email justinpeterson@finnbets.company with the account name, link or relevant date, reason, and only the minimum supporting information needed. Do not send credentials. Reports are reviewed as resources allow; there is no guaranteed response time and FinnBets is not an emergency service. We may remove content, restrict features or suspend/terminate accounts based on severity and repeat violations. Explain any appeal and we will review it; no outcome is guaranteed.
Effective: October 25, 2026
FinnBets Social is not a sportsbook, broker, exchange or investment adviser. It does not take bets, hold betting or trading funds, settle wagers or execute trades. Member content and informational widgets are for general discussion and entertainment, not personalized financial, investment, tax, legal or betting advice.
Past performance does not predict or guarantee future results. You can lose money gambling or investing with third parties. Member win claims, screenshots, records, badges, follower counts and creator status are not independently verified proof of skill, profit or winnings. Insights summarizes activity available to FinnBets; it does not verify sportsbook settlements, payouts or brokerage returns. Scores and prices may be delayed, inaccurate or unavailable. No pick is a guaranteed lock.
Whenever FinnBets receives compensation for an endorsement or referral, we will disclose that material connection clearly near the endorsement or link. An applicable disclosure is: “FinnBets may earn a commission if you purchase or sign up through this link.” Creators must make their own accurate, prominent disclosures near commercial recommendations, including free products or paid sponsorships. This notice alone does not replace a disclosure on the actual promotion, and does not mean every link is an affiliate link.
You must be 18 or older to use member features. This does not establish your eligibility to gamble elsewhere; third-party age and location rules may be stricter. If you choose to gamble legally elsewhere, set time and spending limits, never borrow to gamble or chase losses, and take a break if it affects your finances, relationships or wellbeing. You can mute/block accounts, stop using FinnBets or request account deletion. FinnBets cannot self-exclude you from outside gambling operators.
These independent resources are not operated by FinnBets. Outside the U.S., seek local support services.
Use Report in a post or comment menu when signed in. You can also email justinpeterson@finnbets.company about posts, DMs, accounts, billing, privacy, deletion, copyright, or appeals.
Include the relevant link or username, date and reason. Share only the minimum evidence needed; never send passwords, seed phrases or private keys. A mail link opens your email app; you must send the email to submit it.
Email a content report · Email a privacy / deletion request
For self-service deletion: sign in, open You / Profile and select Delete account. Account closure may require password verification and resolution of subscriptions. If blocked, use the privacy-request contact above.